CDD - Savings and Customer Behaviors analyst

Référence de l’offre 240008MG Type de contrat CDD Niveau d'expérience Expérimentés Société GIE AXA Famille métier Finance et stratégie Localisation PUTEAUX, Hauts-de-Seine Votre rôle et vos missions Review, monitor and control of risks related to Savings business underwritten by AXA’s entities. Participate to the definition of the adequate indicators/metrics for underwriting business decision, provide 2nd Opinion on credited rates and savings PAP (when needed). Validate the modeling and the calculation of Solvency Required Capital for Savings risks (Lapses, OCB, Mass Lapse, Expense), participate to review of entities (In-Depth Review) with respect to Savings business, and review the 2nd Opinion on Reserves (Flash Process). Coordinate the value for customer monitoring. Dimensions As of FY23, Savings activities represent 23bn€ of Gross Written Premium. In terms of risks, the Solvency Capital required for Lapses, Other Customer Behavior and Expenses sums up to 8bn€. At least 12 Major Life internal model entities are exposed to these risks. Context & Major challenges As a risk manager, the Savings and Customer Behavior analyst is both an active controller of local teams’ activities and a business partner. The position requires both strong modeling capacities to correctly measure the risk (profitability, reserves, required capital) but also good business knowledge to provide valuable business 2nd Opinion on credited rates and underwriting processes (PAP). Key accountabilities Internal Model (STEC): Maintain and Improve the Internal Model for savings risks, including the group modeling for Mass Lapse. Validate yearly Solvency 2 Internal Model figures computations for savings risks (5 savings risks x 12 entities), including local calibrations, STEC clearance meetings, analyzing and validating the results and contributing to the Group validation report and Group ORSA process. Contribute to auditors (internal and external) and regulators’ exchanges on savings risks. Product approval Process for savings products Participate to the savings PAP process and ensure their consistency with the Group risk management strategy. Consider the impact of new regulations and ALM issues on the savings PAP. Support the entities to implement the Group risk management requirements. Ensure the savings PAP process is well respected. Give a second opinion on the savings products failing to meet group requirements. Transversal initiatives Contribute to the definition of the ECR metric. Contribute to the Conduct Framework through the definition and analysis of customer value metrics. Risk monitoring Review the local 2nd Opinion on Savings reserving through the Flash Process and In-Depth reviews. Provide a 2nd Opinion on Savings Reinsurance deals. Provide a 2nd Opinion on Savings Crediting rates strategy. Participate to the 2nd Opinion on Savings Strat Plan. Votre profil Technical and professional skills: Excellent knowledge of financial markets. Strong statistical, actuarial and modeling skills. Good knowledge of Asset and Liability Management techniques for Insurance Companies. Knowledge of SII framework. IT skills include R, VBA. Fluent written and spoken English, another language (Spanish, German…) is a plus. Soft skills and competencies: Ability to work with a team in a multicultural environment. Ability to lead working groups and projects, work in project mode. Ability to communicate with various stakeholders and write reports destined to AXA Group and AXA entities’ Top Management. Demonstrate accuracy, quality and timeliness of deliverables. Be organized, autonomous, have a sense of responsibilities. Be innovative and flexible, show ability to listen and pragmatism. Background and experience: Major in statistics, actuarial sciences, finance, Master (BAC+5) or PhD, university or “Ecole”, data science. Pourquoi nous rejoindre ? Vous rejoignez une entreprise : Responsable, vis-à-vis des personnes, y compris ses employés et ses clients, et de la planète. Aux valeurs fortes. Qui encourage la mobilité interne, et la formation de ses employés. Flexible, qui permet le travail hybride, au bureau et à la maison. Les informations fournies par les candidat(e)s seront traitées de manière strictement confidentielle et utilisées uniquement à des fins de recrutement. Votre environnement de travail Notre raison d’être chez AXA ? Chaque jour, nous agissons ensemble pour le progrès humain en protégeant ce qui compte. Une mission qui donne le sourire et envie de se lever le matin ! Un des leaders mondiaux de l’assurance dans la protection des biens, des personnes et des actifs, AXA c’est 145 000 collaborateurs et contributeurs qui s’engagent au quotidien pour nos clients, c’est 51 pays dans lesquels nous distribuons nos produits et services et plus de 90 millions de clients qui nous font confiance dans le monde. Employeur citoyen et responsable, AXA s’engage au quotidien pour des causes sociétales & environnementales. Nous menons une politique inclusive engagée pour reconnaître et valoriser les différences individuelles. Ces ambitions vous parlent ? Alors venez changer le monde avec nous ! Le siège du Groupe AXA est basé à La Défense (Tour Majunga) et regroupe les activités corporate du Groupe. Il se distingue par une forte culture internationale. #J-18808-Ljbffr